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Rich Without a Ransom, by Alan Cupp

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One point three million dollars. That's what thirteen-year-old Lucas Cage inherits from Mr. Casey, a neighbor Lucas thought had very little. In spite of his wealth, Mr. Casey's eighty-four years on earth were lived out rather modestly. Having no close family or friends to speak of, the old man left his fortune to Lucas, someone he considered to be a true friend.

According to the will, the money is to be put into a trust fund that Lucas will not be able to access until his twentieth birthday. This is not a problem until Lucas is kidnapped and finds himself in the unusual circumstance of being rich without a ransom.

Using his cleverness and quick thinking, Lucas must figure out a way to outwit his captors.
 

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